Comments for Financial Samurai

Comment on New Year’s Resolutions 2026: Less Optimizing, More Living by Financial Samurai

Financial Samurai — Fri, 09 Jan 2026 00:44:26 +0000

In reply to PNWGuy. You’re welcome! May I suggest 10-20 second TikTok videos as a replacement to finance reading too. Can save a bunch of time. Just gotta make sure you aren’t scrolling too much.

Comment on New Year’s Resolutions 2026: Less Optimizing, More Living by PNWGuy

PNWGuy — Fri, 09 Jan 2026 00:40:16 +0000

Sam – Thanks for giving me back a half hour per week, reading one less full length FS post and three 20% shorter FS posts per week. Much appreciate the immediate opportunity to apply “optimize less, live more” in 2026.

Comment on New Year’s Resolutions 2026: Less Optimizing, More Living by Financial Samurai

Financial Samurai — Thu, 08 Jan 2026 17:20:42 +0000

In reply to LandS. Appreciate it! One of the most freeing things is realizing nobody really cares and nobody is thinking about what I’m doing. But there are about three people in my life who I would love for them to care the most. But that’s not always the case and I have to just accept that.

Comment on New Year’s Resolutions 2026: Less Optimizing, More Living by Financial Samurai

Financial Samurai — Thu, 08 Jan 2026 17:18:44 +0000

In reply to KO. I don’t plan to replace it once it is used up. My plan is to continuously draw down Principal so that the money eventually disappears. I’ve budgeted to use it in 2026, but I’ll roll over any leftover funds for 2027 and then replenish it with investment capital. The release valve fund should help reduce stress. I have lost way more than $100,000 in a day just in 2025 alone. So now at least I have a purpose for the money, which feels good.

Comment on New Year’s Resolutions 2026: Less Optimizing, More Living by Financial Samurai

Financial Samurai — Thu, 08 Jan 2026 17:02:26 +0000

In reply to Jen. Got to do it! I am inspired by every dad I’ve met so far who spends less time with their kids and travels for at least two weeks a year for work and does guy’s boondoggles. I just want to be normal for a bit, just for a year and see if it helps. I will still be sending my kids to school tomorrow, but we have golf at 9 AM right after. So that should be fun. But the key is to actually play golf on a Saturday or Sunday while the kids are at home. That will be the true test!

Comment on New Year’s Resolutions 2026: Less Optimizing, More Living by Financial Samurai

Financial Samurai — Thu, 08 Jan 2026 17:00:35 +0000

In reply to anotherNOVAguy. Sounds like a plan! These past 10+ years has truly been a blessing for our investments. We’ve got to live a little and enjoy before it’s too late.

Comment on New Year’s Resolutions 2026: Less Optimizing, More Living by anotherNOVAguy

anotherNOVAguy — Thu, 08 Jan 2026 16:01:29 +0000

thanks for all that you do Sam. I feel the same way as you do. being hyperfocused on investments these past 10 years takes its toll on me and my loved ones. I think I will step of the gas a little bit with the investments and start to enjoy life, be a little lazier, not optimize everything. I still plan to invest at least 60k per year into the market compared to 100k average for the past 6 years/not coast FIRE. At 3 million net worth with 17% of that in my primary residence I think I can take a breather.