Comments on: Empower Review 2025: Best Personal Finance Tool

By: Wallace

Wallace — Wed, 29 Oct 2025 19:09:07 +0000

I’ll admit, the new Empower layout takes some getting used to after years of using Personal Capital’s classic design. That said, I’m starting to see some real positives with the change. The platform is clearly evolving with a longer-term vision — better integration of banking, retirement, and investment tools all in one place, plus enhanced security and data visualization capabilities.

While some favorite features now require an extra click or two, I suspect the redesign is paving the way for even more powerful analytics and customization down the road. It’s encouraging to see Empower continuing to invest in improving its tools instead of letting the platform stagnate. I’m looking forward to seeing future updates that merge the best of both worlds: Personal Capital’s simplicity with Empower’s innovation.

By: JC

JC — Mon, 05 Aug 2024 07:04:22 +0000

Hi Sam,
Thank you for all your articles, it really helps me focus and reorganise my thoughts.
I’m from Singapore, non-American btw.
Are both Fundrise or Empower suitable or relevant to me?
Hope to have your kind advice.

Thank you!
Regards,
JC

By: Financial Samurai

Financial Samurai — Wed, 06 Dec 2023 06:10:20 +0000

In reply to D. I haven’t had a phone call from them in over 10 years. I think I had one or two phone calls in the beginning, but I didn’t pick up because my phone is always on silent. But I did sign up for a free consultation to review my portfolio. I thought it was helpful to see where I could optimize.

By: D

Wed, 06 Dec 2023 02:08:29 +0000

Hi Sam,

I really want to try them out, but the 1st ask for my phone number, brought this disclaimer up: (I really, really hate spam calls :( )

“By providing your phone number and clicking Next, you agree to receive marketing calls and text messages to the phone number provided, including those made using auto dialers, prerecorded voice messages, and other electronic means. Consent is not required for purchase, and you may opt out at any time. Message and data rates may apply.”

What has your experience been?
Thanks in advance,
D

By: J

Mon, 04 Dec 2023 17:42:50 +0000

Does Empower/Personal Capital allow you to designate certain money-market funds (MMFs) or certain brokerage accounts as “cash equivalents”? For example, some of the competing offerings (like Quicken for example) treat positions in MMFs as securities rather than cash, which makes it more difficult to ascertain one’s cash position.

By: Financial Samurai

Financial Samurai — Thu, 20 Apr 2023 20:21:51 +0000

In reply to Jason. Yes, if you don’t know where to start and have no experience investing, Empower is a lower cost way to start investing in a risk-appropriate way. You can also do a free trial appointment / analysis first.

By: Jason

Jason — Thu, 20 Apr 2023 20:17:45 +0000

Would you recommend using their wealth management services or are there better options?