Comments on: The Ideal Retirement Age To Minimize Regret And Maximize Happiness

By: Financial Samurai

Financial Samurai — Thu, 13 Nov 2025 15:48:42 +0000

In reply to Adam Antium. Congrats to you! I hope you use your free time wisely and do everything you've wanted to do. Freedom is the best!

By: Adam Antium

Adam Antium — Thu, 13 Nov 2025 15:28:19 +0000

I’m 47 and just retired this year (2025)!! It’s one of the best decisions in my life.

By: Victor Malca

Victor Malca — Mon, 24 Mar 2025 08:45:09 +0000

When to retire is not an easy decision. Many factors should be considered. I hope to live life how I want to be when that time comes. As of now, I am working to be financially stable in the future.

By: Duarte

Duarte — Mon, 22 Jul 2024 12:51:56 +0000

This article resonates deeply with me. The decision of when to retire is so personal and varies greatly depending on individual financial health, career satisfaction, and life goals. I appreciate the emphasis on considering health and lifestyle desires alongside financial readiness. It’s not just about the numbers, but also about ensuring we can enjoy our retirement years while still healthy and active. Balancing these factors thoughtfully can lead to a more fulfilling retirement.

By: Matt

Matt — Fri, 10 May 2024 19:27:24 +0000

Great read as always! Thank you so much for what you do and keep up the good work. I want to lay our a scenario and see if you agree on this time line. I am 45, my wife is 47 and we want to retire in our mid 50’s. My goal is a 3mil net worth with 2.2m of that being in invested assets. We are currently debt free (technically, still sitting on a small mortgage with more than enough cash to pay it off, just not going to do so right now with it getting 5+% in interest as we have a 2.5% mortgage). As we sit we have $850k in invested assets, with $52k per year added in qualified retirement accounts in index funds. My thought is this will grow to at least 1.8m in next ten years conservatory figuring returns.

I own a share in a thriving business worth around $400k, my best guess is this will be worth at least $600-$700k in next ten years and the business will likely be sold by then and if not I could be bought out of my shares.

Our house is worth around $600k, likely to be worth $800k by then. Outside of a $40k mechanical watch collection this is the whole picture. I figure we will need or want around $140k in annual income in ten years. By my calculations this will get us there but interested to hear your take. Oh and currently we make around $250k per year in income, in addition to the $52k in qualified savings we tent to save around $30k in cash, half goes toward household improvements and the other have was saved for debt pay offs but now that will be saved in cd’s and brokered saving accounts until rates go back down next year.

By: Matt

Matt — Sat, 04 May 2024 23:18:35 +0000

In reply to Rich. What do you plan on doing for insurance?

By: Valerian

Valerian — Wed, 13 Dec 2023 01:03:47 +0000

My situation is way different. I teach at a private high school where teachers’ children get free tuition–as long as you are working there; here is the catch: I’m 53, my two children are 4 and 2, with another on the way. If I want that free tuition at a very fine school, my last kid would graduate when I am 72.