Insurance Services

What you don't know about insurance products can hurt you. The Garduno Financial Group ensures that our clients' assets are fully protected by offering the following menu of services:

Life Insurance

What would happen to your family if you died? Most people don't like to discuss this, but it certainly pays to do so...just in case. Having life insurance in place provides peace of mind by controlling the impact of potential losses, ensuring that your family will have the funds to continue to pay the mortgage and other debts, send children to college, and even pay off funeral expenses.

Health Insurance

The health insurance landscape is tough to navigate, given all the options available and issues like pre-existing conditions, deductibles, and network availability. It's important to have health insurance in place to protect your family from the high costs of medical care that can result from illness and accidents.

Disability Insurance

Could your family survive if you were no longer able to perform your job? Disability insurance will replace a good portion of your salary, in the event that a medical condition prevents you from being gainfully employed.

Estate Planning

Insurance products can play a significant role in the estate planning process. It's important to examine your financial needs and assets with a professional so you can make educated decisions about how to pass on your wealth.

International Insurance

Many people outside the U.S. prefer to come here to get medical treatment, especially for serious conditions. Insurance to facilitate their treatment is available and will be of great comfort when the finest care might otherwise seem out of reach from a financial standpoint.

High-Risk Insurance

Also focused on individuals living outside the U.S., this specialized insurance is targeted for people who stand a higher chance of coming into harm's way than ordinary citizens. This may include politicians, sports figures and high-level business executives.

Offshore Investments

Many of the companies that routinely offer investment options to American citizens also have funds available for those who reside outside the U.S. Planning for retirement is important, regardless of where a person lives, and having a range of options is always best.